Effective February 08, 2010
(Rates subject to change at any time.)
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RATE SCHEDULE
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Savings
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PRODUCT TYPE |
PAYABLE |
MINIMUM BALANCE TO OPEN ACCOUNT |
MINIMUM BALANCE TO OBTAIN APY |
INTEREST RATE |
APY |
| Passbook Savings |
Quarterly |
$100.00 |
$100.00 |
.15% |
.15% |
| Christmas Club Savings |
Quarterly |
$1.00 |
$100.00 |
.15% |
.15% |
| Junior Passbook Savings |
Quarterly |
$10.00 |
$10.00 |
.15% |
.15% |
| Statement Savings |
Quarterly |
$100.00 |
$100.00 |
.15% |
.15% |
| Business Statement Savings |
Quarterly |
$200.00 |
$200.00 |
.15% |
.15% |
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THE INTEREST RATE AND APY MAY CHANGE
AFTER THE ACCOUNT IS OPENED.
FEES MAY REDUCE EARNINGS.
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Checking
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PRODUCT TYPE |
PAYABLE |
MINIMUM BALANCE TO OPEN ACCOUNT |
MINIMUM BALANCE TO OBTAIN APY |
INTEREST RATE |
APY |
| Personal Now |
Monthly |
$100.00 |
$100.00 |
.05% |
.05% |
| Preferred Checking |
Monthly |
$100.00 |
$100.00 |
.15% |
.15% |
| Luxury Money Market |
Monthly |
$2,500.00 |
$2,500.00 |
.25% |
.25% |
| Luxury Plus Money Market |
Monthly |
$10,000.00 |
$10,000.00 |
2.00% |
2.02.% |
| Business Now |
Monthly |
$2,500.00 |
$2,500.00 |
.15% |
.15% |
| Business Money Market |
Monthly |
$5,000.00 |
$5,000.00 |
.25% |
.25% |
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THE INTEREST RATE AND APY MAY CHANGE
AFTER THE ACCOUNT IS OPENED.
FEES MAY REDUCE EARNINGS.
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Certificates of
Deposit / IRA's
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PRODUCT TYPE |
PAYABLE |
MINIMUM BALANCE TO OPEN ACCOUNT |
MINIMUM BALANCE TO OBTAIN APY |
INTEREST RATE |
APY |
| 91 Day* |
Quarterly |
$1,000.00 |
$1,000.00 |
0.55% |
0.55% |
| 6 Month |
Quarterly |
$1,000.00 |
$1,000.00 |
0.75% |
0.75% |
| 7 Month |
Quarterly |
$1,000.00 |
$1,000.00 |
1.25% |
1.26% |
| 12 Month |
Quarterly |
$1,000.00 |
$1,000.00 |
1.00% |
1.00% |
| 13 Month |
Quarterly |
$1,000.00 |
$1,000.00 |
1.00% |
1.00% |
| 14 Month |
Quarterly |
$1,000.00 |
$1,000.00 |
1.00% |
1.00% |
| 15 Month |
Quarterly |
$1,000.00 |
$1,000.00 |
1.00% |
1.00% |
| 16 Month |
Quarterly |
$1,000.00 |
$1,000.00 |
1.00% |
1.00% |
| 18 Month |
Quarterly |
$1,000.00 |
$1,000.00 |
1.25% |
1.26% |
| 19 Month |
Quarterly |
$1,000.00 |
$1,000.00 |
1.25% |
1.27% |
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24 Month |
Quarterly |
$1,000.00 |
$1,000.00 |
1.50% |
1.51% |
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30 Month |
Quarterly |
$1,000.00 |
$1,000.00 |
1.75% |
1.76% |
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36 Month |
Quarterly |
$1,000.00 |
$1,000.00 |
2.50% |
2.52% |
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48 Month |
Quarterly |
$1,000.00 |
$1,000.00 |
2.76% |
2.79% |
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60 Month |
Quarterly |
$1,000.00 |
$1,000.00 |
3.01% |
3.04% |
|
84 Month |
Quarterly |
$1,000.00 |
$1,000.00 |
4.00% |
4.06% |
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* EXISTING CUSTOMERS - EXISTING
FUNDS ONLY
Interest rates and annual
percentage yields (APY) are accurate as of the date
on this page, and are subject to change without notice.
The APY on all certificates assumes that principal
and interest will remain on deposit until maturity.
A withdrawal will reduce earnings. A penalty may be
imposed for early withdrawal.
For additional information about Savings
Accounts or Annual Percentage Yields, please see a
personal banker.
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