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West Town Savings Bank -- "Modern Banking, Old Fashioned Values"

Our Commitment
Savings Accounts
Savings, Checking, CD/IRA Rates
Consumer Loan Rates
Home Equity Rates
Checking Accounts
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Savings Accounts


West Town Savings Bank offers a simple way to start off a savings plan with our personal savings accounts. Low opening balance requirements, liquidity, and simplicity make our savings accounts the number one choice for first time savers on their way to financial success. Deposits can be made in any amount at any time.

All West Town Savings Bank Savings Accounts offer you:

  • Competitive interest rates
  • Direct Deposit of payroll, pension, or Social Security benefits (passbook savings & statement savings only)
  • FDIC insurance (protects principal and interest to full extent allowable by law)
  • 24 hour access to your money via STAR ® ATMs (statement savings only)
  • Account information every hour of the day through our user friendly Telebanking service
  • Unlimited deposits
  • Higher rates of return for higher balances, and interest compounded quarterly
  • Waived service charges when you maintain the minimum daily balance

Choose the Savings Account that meets your needs:

  • Passbook Savings -- Our Passbook Savings is banking the old-fashioned way but pays a competitive rate of interest bringing your financial goals to the future.
  • Statement Savings -- Our Statement Savings pays a competitive rate of interest. The minimum opening deposit is just $100!  Check & ATM Card available.
  • Junior Passbook Savings -- Our Junior Passbook Savings available to individuals under the age of 18 introduces young people to the value of money by giving them the opportunity to learn to save through managing a savings account. Interest is earned when the account reaches $10.00.
  • Christmas Club Passbook -- Our Christmas Club Passbook pays a competitive rate of interest for savings for the Christmas Holiday. Interest is earned when the account reaches $100.00.

PERSONAL SAVINGS PRODUCTS
NAME OF ACCOUNT
MINIMUM OPENING DEPOSIT
MINIMUM
DAILY BALANCE TO AVOID FEES
MONTHLY FEE (APPLIES ONLY TO ACCOUNTS BELOW THE MINIMUM DAILY BALANCE)
INTEREST PAYMENT METHOD
(FEES MAY REDUCE EARNINGS)
ADDITIONAL BENEFITS
Passbook Savings
$100.00
$100.00
$1.00
Variable Compounded Quarterly
Current record of your savings transactions!
Statement Savings
$100.00
$100.00
$5.00
Variable Compounded Quarterly
No need to keep track of your passbook. Check & ATM Card Available!
Junior Passbook Savings
$10.00
None Required
No Monthly Fee
Variable Compounded Quarterly
Great start to a solid financial future!
Christmas Club Passbook Savings
$1.00
None Required
No Monthly Fee
Variable Compounded Quarterly
Great way to save for Christmas! Account closed by check September 30th of each year.

 

 
Our Commitment -- Savings Accounts -- Savings, Checking, CD/IRA Rates
Consumer Loan Rates
-- Home Equity Rates -- Mortgage Rates -- Checking Accounts
Business Accounts
-- Personal CD & IRA CD Products -- Credit Cards
Schedule of Fees
-- Check & ATM Card -- Telebanking
Safe Deposit Boxes
-- Hours & Locations -- Community Links
Special Offers -- Contact Us -- Privacy Statement -- Search


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