Current Rates

We offer competitive rates to help you realize your savings goals!

Current Rates

Offering a variety of account options with competitive rates to help you realize your savings goals!

 

Certificates of Deposit and IRA*

 Minimum Balance
to open account
and earn APY
Interest is
earned and
payable
Interest Rate APY**
91 Day $1,000 Quarterly 0.15% 0.15%
6 Month $1,000 Quarterly 0.20% 0.20%
7 Month $1,000 Quarterly 0.20% 0.20%
12 Month $1,000 Quarterly 0.70% 0.70%
13 Month $1,000 Quarterly 0.70% 0.70%
14 Month $1,000 Quarterly 0.70% 0.70%
15 Month $1,000 Quarterly 0.70% 0.70%
16 Month $1,000 Quarterly 0.70% 0.70%
18 Month $1,000 Quarterly 0.70% 0.70%
19 Month $1,000 Quarterly 0.70% 0.70%
24 Month $1,000 Quarterly 0.70% 0.70%
30 Month $1,000 Quarterly 0.90% 0.90%
36 Month $1,000 Quarterly 1.00% 1.01%
48 Month $1,000 Quarterly 1.50% 1.51%
60 Month $1,000 Quarterly 1.75% 1.77%
84 Month $1,000 Quarterly 1.75% 1.77%

 

Demand Deposit Accounts***

 Minimum Balance
to open account
and earn APY
Interest is
earned and
payable
Interest RateAPY**
Personal NOW Account $100 Monthly 0.05% 0.05%
Preferred Checking Account $100 Monthly 0.05% 0.05%
Prime Life Account $100 Monthly 0.05% 0.05%
Business NOW Account $2,500 Monthly 0.05% 0.05%
Business Money Market $5,000 Monthly 0.10% 0.10%
Luxury Money Market $2,500 Monthly 1.00% 1.01%
Luxury Plus Money Market $10,000 Monthly 0.10% 0.10%
Tiered Money Market
$10k-$24,999
$10,000 Monthly 0.10% 0.10%
$25k-$49,999 $25,000 Monthly 0.15% 0.15%
$50k-$99,999 $50,000 Monthly 0.40% 0.40%
$100k or more $100,000 Monthly 0.40% 0.40%

 

Savings Accounts***

 Minimum Balance
to open account
and earn APY
Interest is
earned and
payable
Interest RateAPY**
Passbook Savings $100 Quarterly 0.10% 0.10%
Christmas Club Savings

$1 to Open and $100 to earn APY

Quarterly 0.10% 0.10%
Junior Passbook Savings $10 Quarterly 0.10% 0.10%
Statement Savings $100 Quarterly 0.10% 0.10%
Business Statement Savings $100 Quarterly 0.10% 0.10%

 

Rates Effective: April 14. 2014

*A penalty may be imposed for early withdrawal.

**Interest rates and annual percentage yields (APY) are accurate as of the date on this page, and are subject to change without notice. The APY on all certificates assumes that principal and interest will remain on deposit until maturity. A withdrawal will reduce earnings. A penalty may be imposed for early withdrawal.

***The interest rate and APY may change after the account is opened. Fees may reduce earnings. For additional information about CDs, Money Market, or Savings Accounts or Annual Percentage Yields, please see a West Town Savings Bank Personal Banker.