Consumer Loan Rates

Effective December 28, 2009
(Rates subject to change at any time.)

AUTO
NEW	APR*	TERM	USED	APR*	TERM	USED	APR*	TERM
2009	7.26%	60	2008	7.76%	60	2007	8.01%	54
2009	7.26%	48	2008	7.51%	48	2007	7.76%	48
2009	7.01%	36	2008	7.26%	36	2007	7.51%	36
2006	8.26%	48	2005	8.76%	42
2006	8.01%	36	2005	8.51%	36
For Example: A 5 year, $10,000.00 loan at 7.26% APR: 60 payments of $195.71

SAVINGS OR CERTIFICATE OF DEPOSIT LOANS
2.00% over Certificate of Deposit Rate And up to 90% of the Certificate of Deposit balance.
For Example: A 3 year, $10,000.00 loan at 9.00% APR: 36 payments of $318.00

* New car maximum loan amount 95% of M.S.R.P. (Manufacturer's Suggested Retail Price) * 0. 25% discount for automatic debit from a West Town Savings Bank checking or statement savings account. (Fixed rate only) * Non-customer rates are 1.0% higher (for Auto Loans only) Auto loans are limited to our lending area Annual Percentage Rate