Checking Accounts

West Town Savings Bank has a checking account for everyone. See a Personal Banker to find the account that fits your needs.

West Town Savings Bank Checking Accounts offer you:

• First 50 checks free (for new accounts)
• Canceled checks returned in monthly statement
• Unlimited deposits
• Direct Deposit of payroll, pension, or Social Security benefits
• FDIC insurance (protects principal and interest to the fullest extent of the law)
• 24 hour access to funds via STAR® ATMs
• Account information every hour of the day through Telebanking service

Choose the account that works for you:

• Free Checking - Open the account with just $100.00 and no minimum balance is required thereafter. Unlimited check writing, plus get a FREE Check & ATM card.
• Personal Now Account - This account is an interest bearing account with a low daily minimum balance requirement $1,000.00. Its competitive interest rate gives you the best features of a savings account along with those of a checking account. If the balance falls below $1,000.00 there is a $5.00 fee and a $.10 charge for each check over 25 posted to the account per statement cycle. Plus, get a FREE Check & ATM card.
• Preferred Checking - This account is an interest bearing account for our preferred customers who maintain a balance of $10,000.00 or more in a CD, IRA, Savings or Money Market account. No minimum balance required and write unlimited checks. Plus, get a FREE Check & ATM card.
• Luxury Money Market - Earn a higher rate of interest by maintaining a balance of $2,500.00 or more. Our insured Money Market Account also offers a check writing option for your convenience. Transfers from this account to another account or to third parties by preauthorized, automatic or telephone transfers are limited to six per statement cycles with no more than three by check, draft or similar order to third parties. $500.00 minimum to write a check. There is a debit fee of $5.00 for each debit in excess of six during a statement cycle.
• Luxury Plus Money Market - Earn the highest rate of interest by maintaining a balance of $10,000.00 or more. Our insured Money Market Account also offers a check writing option for your convenience. Transfers from this account to another account or to third parties by preauthorized, automatic or telephone transfers are limited to six per statement cycles with no more than three by check, draft or similar order to third parties. $500.00 minimum to write a check. There is a debit fee of $10.00 for each debit in excess of six during a statement cycle.