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Privacy Statement
What Does West Town Savings Bank Do With Your Personal Information?
- Why?
- Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
- What?
-
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and transaction history
- Credit history and credit scores
- How?
- All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons West Town Savings Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
|
Does WTSB share?
|
Can you limit this sharing?
|
|
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes
|
No
|
| For our marketing purposes— to offer our products and services to you |
No
|
We don't share
|
| For joint marketing with other financial companies |
No
|
We don't share
|
| For our affiliates’ everyday business purposes— information about your transactions and experiences |
No
|
We don't share
|
| For our affiliates’ everyday business purposes— information about your creditworthiness |
No
|
We don't share
|
| For non-affiliates to market to you |
No
|
We don't share
|
Who we are
- Who is providing this notice?
- West Town Savings Bank
What we do
- How does West Town Savings Bank protect my personal information?
- To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
- How does West Town Savings Bank collect my personal information?
-
We collect your personal information, for example, when you
- Open an account or apply for a loan
- Make deposits or withdrawals from your account
- Pay your bills or use your debit card
Definitions
- Affiliates
-
Companies related by common ownership or control. They can be financial and non-financial companies.
- no affiliates at this time
- Non-affiliates
-
Companies not related by common ownership or control. They can be financial and non-financial companies.
- West Town Savings Bank does not share with nonaffiliates so they can market to you.
- Joint marketing
-
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- West Town Savings Bank doesn't jointly market
National “Do Not Call” Registry
West Town Savings Bank also supports the National Do Not Call Registry, and has established procedures to comply with the regulations governing the registry and telemarketing activities. To avoid unwanted calls from telemarketers, you may have your phone number added to the National Do Not Call Registry by calling 1-888-382-1222 or register at www.donotcall.gov. Once you have registered, your phone number registration will be effective for five years. It will be illegal for most telemarketers to call you, and you will be able to file a complaint if a telemarketer does call you. The website www.donotcall.gov provides information about filing a complaint. Be aware that while this will stop most telephone calls, you may still receive calls from businesses where you are a currently an active customer due to legal exemptions such as an “existing business relationship”, and/or “pre-existing personal relationship” with the customer.
Other Important Information
Illinois State Law prohibits the sharing of non-public personal information unless the sharing of information is requested by the customer to conduct transactions or is permitted by law.
